Dear plyers, glad to see you in Goldicq. Here we will show you how to calculate your maximum death penalty its very simple to calculate it, it was curious so we just experimented a bit.
It is 40%, tested it, but you gotta take off all gear and count down the hp bonus from the upgrade skill for hp, than you see it's exactly 40% for hp and 40% for mp and its exactly 40% for mp so i kinda played a bit with the numbers to see, and found out if you do not calculate in the hp bonus from vitality mastery, you get exactly 40% hp dp as well.
Take off all gear that gives hp or mp bonus, to make it simple, take off all gear. Press "C" and than go to the tab "upgrade skills". stand with your mouse on the vitality mastery skill and read the number thats written there, if you have the mana upgrade skill, remember that number as well.
look at your hp now, do that number minus the number of hp you gain from your hp-upgrade skill. the result you get is your "net amount of hp", this amount is used to calculate your death penalty, do the same for mp if you want to know your mp death penalty too.
Multiply the net amount of hp you have calculated in step 3 by 0.4, the result you get now is the maximum amount of death penalty you can get for your hp at your current level(cabal alz), the net amount of mana you have, multiply that by 0.4 to get the max mp death penalty you can get